Terms and Conditions

TERMS & CONDITIONS

INTRODUCTION

These Terms & Conditions ("Terms") govern your use of https://www.elcaminofinancial.com (the "Website") and constitute the agreement between you and El Camino Financial LLC ("we," "us," or "our"). These Terms set forth the rights and obligations of all users ("you" or "your") in connection with the use of the Website.

Please read these Terms and our Privacy Policy carefully. By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. We may update these Terms or the information contained on the Website at any time without prior notice. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.

If you do not agree to these Terms or our Privacy Policy, please discontinue your use of the Website.

If you have any questions regarding these Terms, please contact us at sergio@elcaminofinancial.com.

CONDUCT OF USE

You may use this Website only for lawful purposes and in accordance with these Terms.

You agree not to use this Website in any manner that is unlawful, abusive, threatening, harassing, defamatory, obscene, hateful, or otherwise violates applicable laws or these Terms.

LIABILITY

The information and materials available on this Website are provided on an "as is" and "as available" basis without warranties or guarantees of any kind, whether express or implied.

El Camino Financial LLC does not warrant that the information contained on or made available through this Website is accurate, complete, reliable, or current. Any reliance you place on such information is entirely at your own risk.

Any arrangements or transactions you enter into with any person or organization identified on or through this Website are solely between you and that party and are undertaken at your own risk.

To the fullest extent permitted by applicable law, El Camino Financial LLC and its affiliates expressly disclaim:

  • All warranties, conditions, and other terms that may otherwise be implied by statute, common law, or equity;
  • Any liability for loss or damage arising from your use of, inability to use, or reliance on this Website or any linked websites;
  • Any liability arising from software bugs, system failures, or technical errors; and
  • Any direct, indirect, incidental, consequential, or special damages, including but not limited to:
    • Loss of income or revenue;
    • Loss of business;
    • Loss of profits or contracts;
    • Loss of anticipated savings;
    • Loss of data;
    • Loss of goodwill;
    • Wasted management or office time; or
    • Any other loss or damage, whether arising in contract, tort (including negligence), or otherwise, even if foreseeable.

Nothing in these Terms excludes or limits liability that cannot be excluded under applicable law, including liability for fraud or personal injury resulting from negligence where such limitation is prohibited by law.

LIMITS OF USE

You may use our Website only for lawful purposes. You may not use the Website:

  • In any way that violates applicable local, state, national, or international laws or regulations;
  • For any unlawful or fraudulent purpose;
  • To upload, transmit, or distribute material that violates the rights of others or applicable law;
  • To transmit or introduce viruses, malware, spyware, worms, Trojan horses, or other harmful software intended to interfere with the operation of the Website or any computer system.

You also agree not to:

  • Reproduce, duplicate, copy, or resell any part of the Website in violation of these Terms;
  • Charge others for access to or use of the Website without our prior written consent; or
  • Reuse, reproduce, or distribute any text, graphics, or other content from the Website without our prior written permission.

CHANGES TO TERMS

We are committed to maintaining and improving our Website and services. Accordingly, we reserve the right to modify or discontinue any part of the Website or these Terms at any time.

Any new features or services introduced on the Website will also be subject to these Terms.

You may review the most current version of these Terms at any time on this page. It is your responsibility to review these Terms periodically. Continued use of the Website after any updates have been posted constitutes your acceptance of those changes.

SERVICE TERMS

Subject to these Terms, El Camino Financial LLC grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website.

You are responsible for obtaining and maintaining the equipment, software, internet connection, and other resources necessary to access the Website. You assume all responsibility for protecting your own data and information while using the Website.

We reserve the right, but not the obligation, to review, restrict, suspend, or terminate access to the Website or remove content if we determine, in our sole discretion, that a user has violated these Terms or engaged in conduct that may harm the Website or other users.

We may disclose user information when we believe, in good faith, that such disclosure is necessary to comply with applicable law, legal process, or governmental requests, or to protect our legal rights.

PERSONAL INFORMATION

Your submission of personal information through the Website is governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

IFRAMES

You may not create frames around any pages of this Website or otherwise alter the visual presentation or appearance of the Website without our prior written consent.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless El Camino Financial LLC, its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising out of or related to your violation of these Terms or your misuse of the Website.

SEVERABILITY

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision shall be enforced to the fullest extent permitted by applicable law, and the remaining provisions shall remain in full force and effect.

ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any policies or notices posted on this Website, constitute the entire agreement between you and El Camino Financial LLC regarding your use of the Website and supersede all prior or contemporaneous agreements, communications, and understandings, whether written or oral.

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

Any ambiguities in the interpretation of these Terms shall not be construed against either party.

CONTACT INFORMATION

If you have any questions regarding these Terms & Conditions or would like additional information, please contact us at:

El Camino Financial LLC

Email: sergio@elcaminofinancial.com